Fannie Loan Limits 2025. The 2025 loan limits will be applied to loan product advisor (lpa) loan submitted (or resubmitted) on or after december 8, 2024. The new loan limit for most of the country will be $806,500 — a 5.21% increase over the 2024 limit — and is effective for.

The conforming loan limits for 2025 have increased and apply to loans delivered to fannie mae in 2025 (even if originated prior to 1/1/2025). They’re increasing the conforming loan limits early and will allow the use of the new 2025 loan limits starting december 1, 2024, for fannie mae and freddie mac loans.